F4TFriday #44 - Dare To Bare

I don't know what it's been like where you live, but here it has been a very long winter. Even in a climate as renowned for miserable weather as ours, the fact that it was still snowing after Easter, in April, doesn't do much in the way of filling you with the joys of spring.

So, with the onset of longer days, and hopefully warmer weather not too far off in the future, we turning our thoughts to the outdoors and enjoying the sunshine.  To that end, we are asking:

On a balmy summer day, how bare will you dare to go? T-shirt and shorts? bikini/swimsuit? Topless? Nude?

For those of you who bare all (or mostly all), what is it that you enjoy most about the experience.

For those who prefer to remain covered, are there any circumstances where you might consider baring more than you usually do?

Bonus: what is the best way to enjoy a warm summer's day, either with or without a partner?